Legal Document

Terms of Service

Effective Date: January 1, 2026  ·  Last Updated: June 15, 2026

Please read these Terms of Service carefully before using any products or services offered by westenraillancebancorporation. These terms constitute a legally binding agreement between you and westenraillancebancorporation.

1. Acceptance of Terms

By accessing or using any service provided by westenraillancebancorporation, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

2. Description of Services

westenraillancebancorporation provides commercial banking and financial services including, but not limited to, business accounts, credit facilities, treasury management, and investment solutions. Services are subject to eligibility requirements and regulatory approval.

3. Account Registration & Eligibility

To open an account, you must be a legal entity or individual of legal age and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use.

4. Transactions & Payments

All transactions are processed subject to available funds, credit limits, and compliance checks. westenraillancebancorporation reserves the right to delay, hold, or refuse any transaction that appears fraudulent, violates regulations, or breaches these Terms. Applicable fees are disclosed in your account agreement.

5. Intellectual Property

All content, trademarks, logos, and materials on this website and in our platforms are the exclusive property of westenraillancebancorporation or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.

6. Prohibited Use

You agree not to use our services for any unlawful purpose, including money laundering, fraud, or financing prohibited activities. You must not attempt to gain unauthorized access to our systems, interfere with service integrity, or transmit malicious code of any kind.

7. Privacy & Data

Your use of our services is also governed by our Privacy Policy and Cookie Policy, which are incorporated herein by reference. We collect, process, and store your data in accordance with applicable data protection laws including GDPR where relevant.

8. Disclaimers

Our services are provided on an "as is" and "as available" basis. westenraillancebancorporation makes no warranties, express or implied, regarding the accuracy, completeness, or fitness for a particular purpose of any information provided. Financial products involve risk and past performance is not indicative of future results.

9. Limitation of Liability

To the fullest extent permitted by law, westenraillancebancorporation shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total aggregate liability shall not exceed the fees paid by you in the three (3) months preceding the claim.

10. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. Upon termination, all provisions that by their nature should survive will remain in effect.

11. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any disputes arising hereunder shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12. Amendments

westenraillancebancorporation reserves the right to modify these Terms at any time. We will provide notice of material changes by updating the effective date and, where appropriate, notifying account holders directly. Continued use of our services after changes constitutes acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms of Service, please contact our legal team at [email protected], by phone at +1 (302) 555-0174, or by mail at westenraillancebancorporation Legal Department, 1209 Orange Street, Wilmington, DE 19801, United States.

Banking with Purpose. Built for Growth.

Questions about these terms? Contact our legal team at [email protected]

westenraillance
bancorporation

Banking with Purpose. Built for Growth. Serving commercial clients, institutions, and communities with disciplined financial leadership since 1987.

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© 2026 westenraillancebancorporation. All rights reserved. Member FDIC. Equal Housing Lender. westenraillancebancorporation is a federally regulated financial institution. Products and services subject to applicable terms, conditions, and regulatory requirements.