At westenraillancebancorporation, we believe that trust is built through clarity. Our investor relations program reflects our unwavering commitment to shareholder value, regulatory transparency, and the long-term financial discipline that underpins every strategic decision we make.
From quarterly earnings disclosures to full compliance with SEC reporting standards, we provide our shareholders and the broader financial community with timely, accurate, and comprehensive information — because informed investors are our most valued partners.
Fiscal Year 2025
All figures are unaudited and subject to final review. Full audited results are available in the Annual Report 2025.
Key performance metrics for the fiscal year ended December 31, 2025, reflecting westenraillancebancorporation's continued growth and financial strength.
Total Assets
$75.4B
vs. $69.7B in FY2024
Reflects continued balance sheet expansion driven by commercial loan growth and strategic deposit inflows.
Net Income
FY2025
$1.38B
vs. $1.24B in FY2024
Net income growth supported by improved net interest margin and disciplined expense management.
Return on Equity
14.7{de3220eb6db7c9013e81cbb29a26f5daf6f1d561a42c440f3b4447f6cbe429fe}
vs. 13.5{de3220eb6db7c9013e81cbb29a26f5daf6f1d561a42c440f3b4447f6cbe429fe} in FY2024
ROE reflects efficient capital deployment across commercial, treasury, and wealth management segments.
Common Equity Tier 1
CET1 Ratio
12.3{de3220eb6db7c9013e81cbb29a26f5daf6f1d561a42c440f3b4447f6cbe429fe}
vs. 11.9{de3220eb6db7c9013e81cbb29a26f5daf6f1d561a42c440f3b4447f6cbe429fe} in FY2024
CET1 ratio remains well above regulatory minimums, reflecting a strong and resilient capital position.
Disclaimer: All figures presented are illustrative estimates and are subject to final audit and regulatory review. westenraillancebancorporation's financial statements for the fiscal year ended December 31, 2025 have not yet been finalized or certified by independent auditors. Actual results may differ materially. This content does not constitute investment advice. Investors should refer to officially filed financial statements and risk disclosures for authoritative information.
Access our complete archive of financial reports, regulatory filings, and stockholder documents.
Annual Report 2025
March 14, 2025 · PDF · 4.2 MB
Annual Report 2025
Full-year financial statements, MD&A, and strategic outlook
Annual Report 2024
March 18, 2024 · PDF · 3.9 MB
Annual Report 2024
Full-year financial statements, MD&A, and strategic outlook
Annual Report 2023
March 21, 2023 · PDF · 3.6 MB
Annual Report 2023
Full-year financial statements, MD&A, and strategic outlook
Q4 2025 Earnings Release
January 29, 2025 · PDF · 1.1 MB
Q4 2025 Earnings Release
Fourth quarter and full-year 2025 financial results
Q3 2025 Earnings Release
October 23, 2024 · PDF · 980 KB
Q3 2025 Earnings Release
Third quarter 2025 financial results and commentary
Q2 2025 Earnings Release
July 25, 2024 · PDF · 1.0 MB
Q2 2025 Earnings Release
Second quarter 2025 financial results and commentary
Q1 2025 Earnings Release
April 24, 2024 · PDF · 970 KB
Q1 2025 Earnings Release
First quarter 2025 financial results and commentary
Proxy Statement 2025
April 2, 2025 · PDF · 2.3 MB
Proxy Statement 2025
Notice of Annual Meeting of Stockholders and proxy materials
Proxy Statement 2024
April 5, 2024 · PDF · 2.1 MB
Proxy Statement 2024
Notice of Annual Meeting of Stockholders and proxy materials
SEC Form 10-K (FY 2024)
February 28, 2025 · PDF · 5.8 MB
SEC Form 10-K (FY 2024)
Annual report filed with the Securities and Exchange Commission
SEC Form 10-K (FY 2023)
February 29, 2024 · PDF · 5.4 MB
SEC Form 10-K (FY 2023)
Annual report filed with the Securities and Exchange Commission
SEC Form 10-Q (Q3 2025)
November 8, 2024 · PDF · 2.7 MB
SEC Form 10-Q (Q3 2025)
Quarterly report filed with the Securities and Exchange Commission
SEC Form 10-Q (Q2 2025)
August 9, 2024 · PDF · 2.5 MB
SEC Form 10-Q (Q2 2025)
Quarterly report filed with the Securities and Exchange Commission
SEC Form 10-Q (Q1 2025)
May 10, 2024 · PDF · 2.4 MB
SEC Form 10-Q (Q1 2025)
Quarterly report filed with the Securities and Exchange Commission
Showing 14 of 14 documents
All regulatory filings submitted to the U.S. Securities and Exchange Commission are also available on SEC.gov. Documents are provided in PDF format and require Adobe Acrobat Reader or equivalent.
Banking with Purpose. Built for Growth. Serving commercial clients, institutions, and communities with disciplined financial leadership since 1987.
© 2026 westenraillancebancorporation. All rights reserved. Member FDIC. Equal Housing Lender. westenraillancebancorporation is a federally regulated financial institution. Products and services subject to applicable terms, conditions, and regulatory requirements.